Home Equity Blog
Calculators on SmartCalc.ai are provided by Appli Inc. for educational and illustrative purposes only. Results are estimates and do not represent guaranteed offers, approvals, or available terms. All lending decisions are subject to review by participating financial institutions. Property values shown are estimates only and not appraisals. Rates, payments, and product availability may vary. If you choose to submit your information, you consent and provide permission for SmartCalc.ai and its affiliates, partners, or lender network participants to contact you with offers. By using these tools, you acknowledge and accept these limitations.
Accurate information for one of your biggest assets
Use our free Home Equity Calculator to instantly estimate how much equity you’ve built in your home. Just enter your home’s value and your current mortgage balance, and we’ll show you how much equity you may have — plus how much you could potentially borrow with a home equity loan or HELOC.
Home equity is the difference between your home’s current market value and the amount you still owe on your mortgage. As you pay down your loan and as property values rise, your equity grows.
Example:
👉 Some lenders allow borrowing up to 80–85% of your home’s value, so your usable equity may be less than your total equity.
Home Equity Blog
Calculators on SmartCalc.ai are provided by Appli Inc. for educational and illustrative purposes only. Results are estimates and do not represent guaranteed offers, approvals, or available terms. All lending decisions are subject to review by participating financial institutions. Property values shown are estimates only and not appraisals. Rates, payments, and product availability may vary. If you choose to submit your information, you consent and provide permission for SmartCalc.ai and its affiliates, partners, or lender network participants to contact you with offers. By using these tools, you acknowledge and accept these limitations.
Accurate information for one of your biggest assets
Use our free Home Equity Calculator to instantly estimate how much equity you’ve built in your home. Just enter your home’s value and your current mortgage balance, and we’ll show you how much equity you may have — plus how much you could potentially borrow with a home equity loan or HELOC.
Home equity is the difference between your home’s current market value and the amount you still owe on your mortgage. As you pay down your loan and as property values rise, your equity grows.
Example:
👉 Some lenders allow borrowing up to 80–85% of your home’s value, so your usable equity may be less than your total equity.
Home Equity Blog
Calculators on SmartCalc.ai are provided by Appli Inc. for educational and illustrative purposes only. Results are estimates and do not represent guaranteed offers, approvals, or available terms. All lending decisions are subject to review by participating financial institutions. Property values shown are estimates only and not appraisals. Rates, payments, and product availability may vary. If you choose to submit your information, you consent and provide permission for SmartCalc.ai and its affiliates, partners, or lender network participants to contact you with offers. By using these tools, you acknowledge and accept these limitations.
Accurate information for one of your biggest assets
Use our free Home Equity Calculator to instantly estimate how much equity you’ve built in your home. Just enter your home’s value and your current mortgage balance, and we’ll show you how much equity you may have — plus how much you could potentially borrow with a home equity loan or HELOC.
Home equity is the difference between your home’s current market value and the amount you still owe on your mortgage. As you pay down your loan and as property values rise, your equity grows.
Example:
👉 Some lenders allow borrowing up to 80–85% of your home’s value, so your usable equity may be less than your total equity.